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200 E Grove Street, Utica, IL 61373.
This beautifully updated 2bedroom home blends modern comfort with the outdoor adventure that defines life in Utica and the Starved Rock area. Since 2019, the home has been thoughtfully upgraded with new plumbing and electrical, central air, stainless steel appliances, a remodeled kitchen and bath, updated flooring, trim, doors, gutters, a tankless water heater, and a furnace with a new fan and motor. Step onto the back porch and unwind to the sound of the creek flowing behind the property, or spread out across the expansive lot - enjoying the wideopen space. A 12' x 12' shed offers convenient storage for kayaks, hiking gear, and all the essentials for exploring the nearby state parks. Located just one block from downtown Utica's restaurants, wineries, and shops, and only minutes from Starved Rock, Matthiessen, and Buffalo Rock State Parks, this home puts hiking, kayaking, boating on the Illinois River, and yearround outdoor recreation right at your doorstep. With no HOA fees and the flexibility for fulltime living or a weekend escape, this property delivers the feeling of a getaway-every single day.
MLS ID: 12547266
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200 E Grove Street, Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,000 | $179,000 | $179,000 |
| Down Payment | $35,800 | $6,265 | $44,750 |
| Monthly Mortgage Amount | $847 | $1,054 | $1,088 |
| Taxes | $249 | $249 | $249 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,196 | $1,482 | $1,437 |